Frequently Asked Questions

Who do you work with?

• Loch Leven Investments specializes in working with peak career professionals, entrepreneurs, pre-retirees, and retirees.

Is there an account minimum?

• Yes. Loch Leven Investments was designed for individuals and families with $100,000 or more in investable assets, this allows us to provide the level of personalized guidance and ongoing service that our clients expect.
  

How are you compensated?

• Compensation is a flat fee based on the level of assets under management.  In the case of insurance product placement, the carrier provides compensation directly.  Additional fees may apply for cases of unusual complexity.
  

Are you a fiduciary?

• Yes. As a fiduciary, we are legally and ethically committed to acting in your best interest. That means every recommendation we make is guided by what's best for you and your financial goals—not by commissions or sales incentives.
  

What services do you provide?

• We provide personalized investment management and ongoing financial planning designed to help you make confident financial decisions. Depending on your needs, our work may include retirement planning, investment strategy, tax-efficient investing, cash flow planning, risk management, and coordination with your CPA or estate planning attorney.
  

What is your investment philosphy?

• We believe successful investing requires a thoughtful, disciplined approach that adapts as markets and economic conditions evolve. We actively manage portfolios by evaluating opportunities, managing risk, and making adjustments when appropriate—all while keeping your long-term goals at the center of every decision. Rather than reacting to short-term market noise, we focus on making informed, intentional decisions designed to help you build and preserve wealth over time.
  

How do we get started?

• We begin with an introductory conversation to discuss your goals, priorities, and whether we're a good fit to work together. If we decide to move forward, we'll gather information about your financial situation, develop personalized recommendations, and guide you through each step of the onboarding process.

What should I expect during the first meeting?

• Our first meeting is a conversation—not a sales presentation. We'll take the time to understand your financial goals, current situation, and any questions or concerns you have. You'll also have the opportunity to learn about our planning process, investment approach, and what it's like to work together. By the end of the meeting, we'll both have a clear sense of whether moving forward makes sense.
  

Do you meet virtually?

• Yes.  We are happy to meet via web conference if it is more convenient for you.

How often will we meet?

• We will meet at a minimum of once per year for your annual review, but we are always happy to meet more frequently.
  

Will you work with my CPA and attorney?

• Absolutely. Financial decisions are often interconnected, so collaboration can be an important part of the planning process. For clients with more complex needs, we work alongside a specialized team that includes CPAs and estate planning attorneys to help ensure your investment, tax, and estate strategies are aligned. If you already have trusted professionals, we're also happy to coordinate with them on your behalf.
  

Can I transfer my existing accounts?

• Yes. Whether you're consolidating accounts or transferring investments from another firm, we will guide you through the process from start to finish. We will review your current holdings, discuss how they fit within your overall financial plan, and develop a transition strategy designed to be as smooth and tax-efficient as possible. Throughout the process, we will keep you informed so you know exactly what to expect.